影響信貸評級：破產通常會導致信用評級的急劇下降，而重組的影響則較為溫和。債務重組過程中，信貸評級可能受到影響，而在清還貸款前，欠債人不能再借貸或申請信用卡。 An IVA needs to be put in place by a professional human being, called an insolvency practitioner. The insolvency practitioner will demand charges with the IVA. The result: If your IVA is recognized, you’ll receive a letter confirm... https://edgarfsfpz.smblogsites.com/29757437/5-simple-techniques-for-iva是什麼-ivano1-top